life insurance quotes

Life insurance is a financial protection policy for your family that gives them a tax-free cash payment if you die while the policy is in effect. Term life gives you coverage for a set period of time—usually while you have dependents relying on your income.

Whole life insurance is a more expensive product that covers you for your entire life. It often has a cash value component that can be accessed while living and is best for high net worth individuals focused on legacy planning.

life insurance quote

The right life insurance policy is an essential part of your family’s financial safety net. But buying it can be confusing. How much coverage do you need? Should you buy term or whole life insurance? What determines your rate—and how do you know if you’re getting a good quote?\

The first step to buying life insurance is calculating how much coverage you need. Our life insurance calculator will help you understand your needs based on your life circumstances and your financial situation.

Once you know how much coverage you need, Policygenius will compare quotes from the nation’s top carriers and find the best rates available for you. Even better, we’ll guide you through the entire application process until your policy is complete.

Ready to calculate your coverage?

Most Americans overestimate the cost of term life insurance by more than double. But a healthy 30-year-old male pays an average of just $21 a month for a 20-year policy. A $100,000 policy can be under $10 a month and increasing coverage to $1,000,000 costs $37 a month — less than half the cost of a typical internet bill.

Other Collections of life insurance quotes

life insurance quote

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